A Japanese manufacturer in a rural area was struggling with rising healthcare costs. The company is deeply committed to producing high-quality products at competitive costs. They were able to effectively manage almost all costs.

A state-based Taft Hartley organization with several thousand members was struggling with rising costs. Healthcare costs are paid for by the members from their dues. The hard-working front line workers would be hard-pressed to pay more...

A school system with 3000 members had managed costs reasonably well. They had a wellness program that provided incentives for screenings and follow-up coaching programs. However, they were concerned that participation in the program was low and that…